Motability Eligibility : Am I Eligible for the Motability Scheme?
At Bentleys Motor Group, we work hard to ensure that every stage of your Motability Scheme application is straightforward.
We employ dedicated Motability experts to help current and prospective Scheme users from the very start of the process and for as long as they remain a user.
Before test driving a Motability car and making your application, it is important to check that you are eligible.
You may be eligible for the Motability Scheme if you currently receive one of the allowances listed below.
- Higher Rate Mobility Component of the Disability Living Allowance (HRMC DLA)
- Enhanced Rate Mobility Component of the Personal Independence Payment (ERMC PIP)
- War Pensioner's Mobility Supplement (WPMS)
- Armed Forces Independence Payment (AFIP).
There is no upper age limit to becoming a Scheme user, and two other named drivers can be eligible to drive your Motability car.
You must also be due to receive at least 12 months’ more of these payments to be accepted.
Many people associate mobility issues with with physical, visible disabilities such as needing to use a wheelchair. But these aren’t the only people who have difficulty getting around and receive a mobility allowance—hidden disabilities such as cognitive conditions can also seriously affect movement.
Hidden disabilities may be increasingly common, but public understanding is not rising at the same rate. According to recent figures, roughly one in six people have a disability of one kind or another, while one in four people will be affected by mental health issues.
People with invisible disabilities can also have difficulty getting around.
An ageing population means more people will suffer from disabilities that cannot always be seen - from chronic pain and fatigue to hearing or vision impairment. And that’s before you consider the brain injuries that also qualify as invisible disabilities.
Public transport is one area where the people with hidden disabilities can have difficulties. While the Motability Scheme makes this task significantly easier, making independent travel more accessible for disabled customers and their carers and families, society as a whole isn’t always as sympathetic. Apart from having to navigate non-disabled people who might not be so understanding of their condition, people with hidden disabilities also have to deal with other, more practical challenges.Each case is unique, but it’s common that many sufferers will have anxiety, memory problems, an inability to process and retain information, and inability to plan and execute those plans as a route of where they need to go. Put all those things together and if you ask that person to then get on a bus to get to where they need to go, it becomes a big challenge.
The Motability Scheme has made getting around and gaining independence easier for disabled people for a long time and its importance should not be underestimated. It’s easier, safer and often more cost efficient to use the Motability Scheme than to have to struggle on public transport.
How the Motability Scheme can help you
Numerous studies down the years have shown travel to have numerous health benefits, from increasing your happiness and managing stress to generally keeping you healthier. This only applies if the travel is comfortable, of course, and this is where the Motability Scheme comes in.
Leading an independent life benefits people socially, physically and psychologically.
The Motability Scheme aims to help those with limited mobility and their families - regardless of their disability - by allowing them to use their mobility allowance to lease a car. Many people think that the Scheme only provides adapted cars for physically disabled people, however the vast majority of leases are for standard cars without adaptations that are used by many customers with hidden disabilities.
It’s important to remember that the Department for Work and Pensions sets the criteria for qualifying for mobility allowance, rather than the Scheme itself, but if you do qualify, you can find out more about joining the Motability Scheme by requesting a free information pack.
Scheme eligibility restrictions
It is important to note that only the Enhanced Rate or Higher Rate of the Mobility allowance can be used to lease a car through the scheme. You cannot use the Attendance Allowance to fund your vehicle.
Get in touch
All the information you need about Motability Scheme eligibility you can find out from our Scheme specialists at Bentleys Motor Group. Visit us at our dealership in Warrington, Cheshire or call us directly to speak to a member of our team.